What documents are usually required?
Please be aware that the documentation requested may differ depending on your nationality, country of residence, and country where your income is generated.
All applicants
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Valid passport or national ID card
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Portuguese Tax Identification Number (NIF) — if you don’t have one yet, we can assist
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Credit report (such as Experian or Equifax, where applicable) or an official statement from another legally recognised credit bureau listing all current liabilities
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Most recent personal Income Tax Return
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Proof of savings and any additional sources of income
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Bank statements from the last 3 months (both the account where income is received and the account holding your savings)
If a property has already been selected
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Property Tax Register (Caderneta Predial)
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Land Registry Certificate (Certidão do Registo Predial)
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Property Floor Plans / Architectural Plans
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Copy of the Promissory Purchase and Sale Agreement outlining the agreed terms (if already signed)
Additional documents by applicant profile
Employed
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Last three salary slips or evidence of other recurring income
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Employment contract or an employer’s letter confirming job position, type of contract, length of employment, and gross annual income
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Self-employed
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Latest personal or company Income Tax Return
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Balance sheets and profit & loss statements for the previous three fiscal years
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Copies of issued invoices or other documentation supporting income for the current year​
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Retired
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Annual pension statement for the most recent year
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Latest Income Tax Return
